Payout API

Send money directly to millions of mobile wallets across Africa instantly and securely. Perfect for automated disbursements, scaled payroll processing, and instant refunds.

Get API Keys

Features

Bulk transfers in a single API call
Instant reconciliation and status updates
Zero manual intervention needed

Use Cases

NGO Disbursements

Distribute aid directly to beneficiaries securely and transparently.

Betting Payouts

Instantly pay out winnings to users' mobile money accounts.

Quick Start: Disburse Funds

Get up and running in minutes with your preferred language.

POST /v1/payment/transfers/

curl --location 'https://api.senfenico.com/v1/payment/transfers/' \
--header 'Content-Type: application/json' \
--header 'X-API-KEY: sk_live_...' \
--data '{
    "amount": 100,
    "recipient_phone": "63xxxxxx",
    "recipient_wallet": "sank_bf",
    "ext_id": "98b96ea4-210d-4ea0-9b03-8d7fd96e4064"
}'

POST /v1/payment/transfers/

OkHttpClient client = new OkHttpClient().newBuilder()
    .build();
MediaType mediaType = MediaType.parse("application/json");
RequestBody body = RequestBody.create(mediaType, "{\r\n    \"amount\": 100,\r\n    \"recipient_phone\": \"63xxxxxx\",\r\n    \"recipient_wallet\": \"sank_bf\",\r\n    \"ext_id\": \"98b96ea4-210d-4ea0-9b03-8d7fd96e4064\"\r\n}");
Request request = new Request.Builder()
    .url("https://api.senfenico.com/v1/payment/transfers/")
    .method("POST", body)
    .addHeader("Content-Type", "application/json")
    .addHeader("X-API-KEY", "sk_live_...")
    .build();
Response response = client.newCall(request).execute();

POST /v1/payment/transfers/

const axios = require('axios');
let data = JSON.stringify({
    "amount": 100,
    "recipient_phone": "63xxxxxx",
    "recipient_wallet": "sank_bf",
    "ext_id": "98b96ea4-210d-4ea0-9b03-8d7fd96e4064",
});

let config = {
  method: 'post',
  maxBodyLength: Infinity,
  url: 'https://api.senfenico.com/v1/payment/transfers/',
  headers: { 
    'Content-Type': 'application/json', 
    'X-API-KEY': 'sk_live_...'
  },
  data : data
};

axios.request(config)
.then((response) => {
    console.log(JSON.stringify(response.data));
})
.catch((error) => {
    console.log(error);
});

POST /v1/payment/transfers/

$senfenico = new \Senfenico\Senfenico('sk_test_...');
$senfenico->transfer->create([
    'amount' => 100,
    'recipient_phone' => '72184746',
    'recipient_wallet' => 'moov_bf',
    'ext_id' => '98b96ea4-210d-4ea0-9b03-8d7fd96e4064'
]);

POST /v1/payment/transfers/

import senfenico
senfenico.api_key = 'sk_test_...'

senfenico.Transfer.create(
    amount=100,
    recipient_phone='63000000',
    recipient_wallet='sank_bf',
    ext_id='98b96ea4-210d-4ea0-9b03-8d7fd96e4064'
)